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SCHD

Schwab U.S. Dividend Equity ETF
TREND FOLLOWING PERFORMANCE HISTORY
2026-08-18
Executive Summary
The quantitative backtest for SCHD (Schwab U.S. Dividend Equity ETF) using the Excess Return MMA* strategy in a Investing context demonstrated its primary role in risk mitigation, experiencing a maximum drawdown of -15.6% (compared to the benchmark's drawdown of -33.4%). Over the evaluated period, this protective approach generated a Compound Annual Growth Rate (CAGR) of 11.2%, compared to a Buy-and-Hold benchmark return of 12.6%. The strategy executed 30 total trades.

* Excess Return MMA: Multi-Moving Average (Triple-Band) model utilizing sophisticated long/short cross durations optimized against volatility.

🛡️ SCHD Drawdown Shield & Downside Protection

Why Drawdown Dictates Longevity →
Peak Drawdown Defense
-15.6% (vs -33.4% B&H)
+17.7% shallower drawdown
Downside Efficiency
1.23 Sortino
+0.31 vs 0.92 B&H
Capital Sheltered from Risk
19.8% of Time
Earning Treasury yield during downturns
* Drawdown Shield demonstrates how systematic trend-following bounded historical drawdowns and protected principal capital compared to passive Buy & Hold.

📊 SCHD Quality Metrics & KPI Summary

Metric 1Y5Y10YFull
StrategyB&HStrategyB&HStrategyB&HStrategyB&H
Max Drawdown-4.61%-4.61%-10.69%-16.84%-15.63%-33.37%-15.63%-33.37%
Sharpe Ratio2.652.510.790.680.990.730.950.75
Sortino Ratio5.114.851.060.991.270.891.230.92
CAGR29.71%31.55%7.77%10.15%11.93%12.97%11.19%12.57%
% Time Invested87.7%100.0%65.2%100.0%77.7%100.0%80.2%100.0%
Trades / Year0.00.02.20.02.20.02.30.0

Cumulative Growth Performance

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Hydrating Performance Trajectory... Loading historical performance data
Figure 1: Cumulative Trajectory Analysis. Logarithmic growth comparison of SCHD under the Excess Return MMA strategy (Investing) versus Buy & Hold. The strategy produced a 11.2% CAGR with a -15.6% Max Drawdown across 30 trade signals (compared to Buy & Hold's 12.6% CAGR and -33.4% Max Drawdown).

Return Distribution Analysis

Histogram of monthly return distribution for SCHD under Excess Return MMA strategy in Investing context, illustrating downside risk mitigation and return skewness.
Figure 2: Monthly Return Distribution Profile. Monthly return distribution for SCHD under Excess Return MMA (Investing). Visualizes return frequency, volatility clustering, and tail-risk truncation relative to standard buy-and-hold returns.
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Top 5 non-correlated asset sleeves evaluated on 1Y daily percentage returns (Pearson r). Compare them side-by-side in Compare Studio to analyze portfolio diversification.

Diversifier Asset Category 1Y Correlation (r) Action
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Trade History

This log shows every signal-driven transition. Completed trades reflect standard market cycles. An Open or Mark-to-Market exit denotes an active position (either in the primary asset or a cash/yield sleeve) valued at the current price for reporting purposes. Interest entries record yield accrued from cash or cash alternatives (like BIL) during out-of-market defensive periods.

Entry DateExit DateTypeAllocationEntry PriceExit PriceNet Return %Exit Reason
🔒 Active Positions & Recent Execution Signals Hidden
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2025-12-09 2026-01-12 Interest (CASH) 33.33% $1.00 $1.00 0.31% Interest Income
2025-08-14 2025-12-09 Completed 33.33% $26.31 $26.85 1.98% Signal
2025-05-21 2025-11-26 Interest (CASH) 33.33% $1.00 $1.02 2.16% Interest Income
2025-02-19 2025-08-14 Interest (CASH) 33.33% $1.00 $1.02 2.09% Interest Income
2025-05-01 2025-05-21 Completed 33.33% $24.55 $25.17 2.48% Signal
2025-04-08 2025-05-01 Interest (CASH) 33.33% $1.00 $1.00 0.27% Interest Income
2025-04-08 2025-05-01 Interest (CASH) 33.33% $1.00 $1.00 0.27% Interest Income
2024-05-13 2025-04-08 Completed 33.33% $24.38 $24.30 -0.37% Stop
2024-02-09 2025-04-08 Completed 33.33% $23.42 $24.30 3.72% Stop
2024-07-29 2025-02-19 Completed 33.33% $25.55 $26.46 3.49% Signal
2024-07-05 2024-07-29 Interest (CASH) 33.33% $1.00 $1.00 0.34% Interest Income
2024-01-22 2024-07-05 Completed 33.33% $23.33 $23.92 2.49% Signal
2023-05-05 2024-05-13 Interest (CASH) 33.33% $1.00 $1.06 5.57% Interest Income
2023-06-20 2024-02-09 Interest (CASH) 33.33% $1.00 $1.04 3.51% Interest Income
2023-11-02 2024-01-22 Interest (CASH) 33.33% $1.00 $1.01 1.13% Interest Income
2023-08-17 2023-11-02 Completed 33.33% $21.97 $20.64 -6.07% Signal
2023-04-14 2023-08-17 Interest (CASH) 33.33% $1.00 $1.02 1.81% Interest Income
2023-03-22 2023-06-20 Completed 33.33% $21.23 $21.60 1.72% Signal
2023-04-04 2023-05-05 Completed 33.33% $21.78 $20.86 -4.30% Stop
2022-12-19 2023-04-14 Completed 33.33% $21.98 $21.82 -0.80% Signal
2023-01-13 2023-04-04 Interest (CASH) 33.33% $1.00 $1.01 1.03% Interest Income
2022-06-17 2023-03-22 Interest (CASH) 33.33% $1.00 $1.03 2.81% Interest Income
2022-10-19 2023-01-13 Completed 33.33% $20.21 $22.70 12.25% Signal
2022-04-18 2022-12-19 Interest (CASH) 33.33% $1.00 $1.02 1.82% Interest Income
2022-09-27 2022-10-19 Interest (CASH) 33.33% $1.00 $1.00 0.22% Interest Income
2020-04-01 2022-09-27 Completed 33.33% $11.61 $19.73 69.83% Stop
2020-09-23 2022-06-17 Completed 33.33% $14.93 $20.14 34.84% Stop
2020-07-01 2022-04-18 Completed 33.33% $14.03 $22.43 59.75% Signal
2020-05-26 2020-09-23 Interest (CASH) 33.33% $1.00 $1.00 0.04% Interest Income
2020-03-27 2020-07-01 Interest (CASH) 33.33% $1.00 $1.00 0.04% Interest Income
2020-03-24 2020-05-26 Completed 33.33% $11.04 $13.87 25.54% Signal
2020-03-10 2020-04-01 Interest (CASH) 33.33% $1.00 $1.00 0.01% Interest Income
2020-03-24 2020-03-27 Completed 33.33% $11.04 $11.77 6.52% Signal
2020-03-02 2020-03-24 Interest (CASH) 33.33% $1.00 $1.00 0.02% Interest Income
2020-03-02 2020-03-24 Interest (CASH) 33.33% $1.00 $1.00 0.02% Interest Income
2019-01-18 2020-03-10 Completed 33.33% $12.53 $13.27 5.82% Stop
2019-06-11 2020-03-02 Completed 33.33% $13.65 $13.74 0.57% Stop
2019-02-07 2020-03-02 Completed 33.33% $12.88 $13.74 6.56% Stop
2019-03-18 2019-06-11 Interest (CASH) 33.33% $1.00 $1.01 0.56% Interest Income
2019-01-16 2019-03-18 Completed 33.33% $12.38 $13.42 8.33% Signal
2018-12-18 2019-02-07 Interest (CASH) 33.33% $1.00 $1.00 0.32% Interest Income
2018-12-26 2019-01-18 Interest (CASH) 33.33% $1.00 $1.00 0.15% Interest Income
2018-12-21 2019-01-16 Interest (CASH) 33.33% $1.00 $1.00 0.15% Interest Income
2015-09-17 2018-12-26 Completed 33.33% $8.53 $11.39 33.50% Stop
2018-05-29 2018-12-21 Completed 33.33% $12.35 $11.80 -4.48% Stop
2018-06-12 2018-12-18 Completed 33.33% $12.79 $12.24 -4.37% Signal
2018-04-27 2018-06-12 Interest (CASH) 33.33% $1.00 $1.00 0.23% Interest Income
2018-05-04 2018-05-29 Interest (CASH) 33.33% $1.00 $1.00 0.12% Interest Income
2016-03-17 2018-05-04 Completed 33.33% $9.36 $11.89 26.93% Stop
2016-04-20 2018-04-27 Completed 33.33% $9.61 $12.23 27.19% Signal
2016-03-29 2016-04-20 Interest (CASH) 33.33% $1.00 $1.00 0.01% Interest Income
2015-11-25 2016-03-29 Completed 33.33% $9.16 $9.39 2.48% Signal
2016-01-11 2016-03-17 Interest (CASH) 33.33% $1.00 $1.00 0.06% Interest Income
2015-11-25 2016-01-11 Completed 33.33% $9.16 $8.67 -5.43% Stop
2015-08-25 2015-11-25 Interest (CASH) 33.33% $1.00 $1.00 0.01% Interest Income
2015-07-16 2015-11-25 Interest (CASH) 33.33% $1.00 $1.00 0.02% Interest Income
2015-08-25 2015-09-17 Interest (CASH) 33.33% $1.00 $1.00 0.00% Interest Income
2013-10-17 2015-08-25 Completed 33.33% $7.56 $8.45 11.71% Stop
2013-10-17 2015-08-25 Completed 33.33% $7.56 $8.45 11.71% Stop
2013-10-17 2015-07-16 Completed 33.33% $7.56 $9.08 20.12% Signal
2013-10-15 2013-10-17 Interest (CASH) 33.33% $1.00 $1.00 0.00% Interest Income
2013-10-15 2013-10-17 Interest (CASH) 33.33% $1.00 $1.00 0.00% Interest Income
2013-10-15 2013-10-17 Interest (CASH) 33.33% $1.00 $1.00 0.00% Interest Income